The USAID Digital Finance team and the University of California Berkeley with Mount Kenya University Rwanda released the research report, "Exploring the Use of Mobile Money Services among Tea SACCOs in Rwanda: Challenges and Opportunities." This project explored the social impact of mobile money services among tea Savings and Credit Co-operatives (SACCOs) members in Rwanda, following the implementation of a payment automation project funded by Access to Finance Rwanda (AFR). The research explores the opportunities and challenges that emerged from this automation as well as potential spillovers of transitioning agricultural cooperatives to a mobile money payment system. The report includes key research findings and recommendations which are also in this short policy brief

This report is made possible by the support of the American People through the United States Agency for International Development (USAID). The contents of this report are the sole responsibility of UC Berkeley DIL and do not necessarily reflect the views of USAID or the United States Government.