Haiti Integrated Financing for Value Chain Enterprise (HIFIVE)


HIFIVE builds on USAID’s longstanding support to the financial sector to increase the supply of financial products and services to underserved households and micro-, small-, and medium-sized enterprises (MSMEs) in USAID-supported areas and value chains.  On a smaller scale, HIFIVE also offers business development services to MSMEs in U.S. Government-supported value chains to increase their capacity to access credit.
To heighten its contribution to improving the performance of the agricultural sector, HIFIVE increased support to financial institutions catering to MSMEs and households in Feed the Future-supported agricultural value chains in June of 2012.


HIFIVE aims to: (1) Support rural and agricultural value chain access to credit and other financial products and services, and (2) Support the use of information communication technology (ICT), primarily mobile money, to promote financial inclusion.


HIFIVE ‘s  support is principally channeled through a $22.5 million grant fund that provides incentives for financial institutions to enter new markets or broaden their reach through technical assistance, training, and the use of ICT to reinforce their ability to provide new products while reducing their costs.  For example, HIFIVE has managed the Haiti Mobile Money Initiative, financed by USAID and the Bill & Melinda Gates Foundation, which has contributed to the rapid launch of mobile money. 
HIFIVE is now supporting the scale up of mobile money by providing assistance to microfinance institutions, non-governmental organizations, and private sector partners to use mobile money technology to provide financial services to underserved households and enterprises.  The assistance is laying the groundwork throughout the economy to reduce cash transactions and contribute to financial inclusion.


  • As of March 2013, HIFIVE has provided 15 million in grants to 56 financial institutions to strengthen their capacity to supply basic financial services in underserved areas.
  • HIFIVE’s activities directly contributed to 28,862 microenterprises—mainly smallholder farmers—accessing credit and 456 MSMEs in targeted value chains accessing business development services.
  • In June 2013, HIFIVE supported the re-launch of Digicel’s Tcho Tcho Mobile.  Within a year, new features will allow the updated service to offer additional transactions, such as remittances and microfinance loan payments, apart from sending, receiving, and storing  money using mobile phones.

Additional Information

Budget: $37.2 million
Life of Project: June 2009 – May 2014
Implementing Partner: FHI360


Last updated: February 06, 2014

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